Fastway Tools

Retirement (FIRE) Calculator

Nest egg at retirement$1,069,238.44
Annual income$42,769.54
Monthly income$3,564.13

Income uses the safe withdrawal rate (the 4% rule by default).

The Retirement (FIRE) Calculator projects how large your retirement nest egg could grow and the passive income it could provide using a safe withdrawal rate.

How to Use the Calculator

  1. Enter your current age, target retirement age and current savings.
  2. Set your monthly contribution, expected annual return and withdrawal rate.
  3. Read the projected nest egg and the annual and monthly income.

Benefits and Use Cases

  • See whether your savings rate is on track for retirement.
  • Explore FIRE (Financial Independence, Retire Early) scenarios.
  • Runs entirely in your browser — your figures stay private.

FAQ

How much do I need to retire?

A common guideline is 25× your annual expenses, which a 4% withdrawal rate supports. Enter your numbers to see the nest egg your savings could reach and the income it would provide.

What return should I assume?

A diversified long-term portfolio has historically returned around 5–7% after inflation. Growth is compounded monthly.

Is my data saved?

No. The calculation runs entirely in your browser and nothing is uploaded.